A Driver's Guide to California DMV Points

How the Point System Works

California assigns points to your driving record for violations like speeding, running a red light, or an at-fault accident. Most standard violations carry one point, while more serious offenses like reckless driving or DUI carry two. Points remain on your record for a set number of years and accumulate — hit four points within 12 months, six within 24, or eight within 36, and the DMV can suspend your license as a negligent operator.

Insurance carriers pull your driving record when you apply for a policy and again at renewal, so points don’t just risk your license — they directly affect your premium. A single moving violation can raise your rate for three years or more, and multiple violations in a short window can push you toward a higher-risk carrier altogether.

Reducing Points on Your Record

California’s traffic violator school allows first-time offenders to complete an approved course and keep certain violations off their public record, which can help protect both your license and your insurance rate. It’s worth asking your agent whether a recent violation is eligible before it factors into your next renewal.